This page is dedicated to those planning their trip before arriving in Bali.
“I heard the rates are better in town, but is it really safe?” “Did I lose money by exchanging at the airport?”
For first-time visitors, Indonesian rupiah can be confusing because of the large numbers, and choosing the right money changer can feel intimidating. I remember feeling confused myself and wondering, “Is this really the right place to exchange money?”
In this article, I’ll share where I usually exchange money as a Bali resident, and why I choose those places, based on real experience.
You’ll also find recommended money changers in town, a comparison with airport exchange counters, and practical tips to exchange money safely.
YUKILet’s take a look at the best tips for exchanging money in Bali.
Updated as of August 2025!
・You’re planning a trip or long stay in Bali
・You don’t want to lose money on bad exchange rates
・You want to know safe and reliable places to exchange money
Airport vs. City Money Changers: Which Is Better?
In Bali, people often say that exchange rates are better in town, but both airport and city money changers have pros and cons.
Your best option depends on your arrival time and travel style, so here’s a simple comparison.
Airport vs. City Money Changers
| 比較項目 | Airport | City |
| Exchange rate | Slightly worse (fees included) | Better (no extra fees) |
| Safety | Very safe | Depends on the shop |
| Best use | Small amount for transport or SIM cards | Larger amounts |
Exchange a small amount (around $30–35) at the airport, then visit a trusted money changer in town later.
3 Tips to Choose a Safe Money Changer
- Use well-known money changers.BMC (Bali Money Changer) is one of the most trusted names in Bali.→「BMC（Bali Money Changer）」は、バリ島内に多くの店舗があり、旅行者からの信頼も厚い代表格。
- Choose a shop that looks open and professional. Clear windows and visible rate boards are good signs.
- Count the money together Shops that confirm the amount with you are more trustworthy.
3 Trusted Money Changers Locals Also Use
YUKIHere are three reliable money changers that even local residents use.
Multiple locations make them easy to use wherever you stay.
1：BMC（Bali Money Changer）
Easy to spot with yellow and blue signs, with many branches in Seminyak, Canggu, and Ubud.
Friendly staff, beginner-friendly, and better rates than the airport.
Rates are much more reasonable compared to the airport.
Recommended branch: Jalan Raya Seminyak
2：Central Kuta
A long-established money changer with multiple branches in Kuta.
Known for good rates and reliability.
Staff are efficient and friendly, making it easy even for first-time users.
📍 Recommended branches: Kuta main branch and Seminyak branch
3：Global Valuta Sukses
Many branches are small, but they are clean, quiet, and known for polite service.
YUKILook for the “AUTHORISED” sign.
Recommended location: Along Seminyak Street (near Bintang Supermarket)
Important Tips When Exchanging Money
Choosing a shop is not enough; the actual exchange process also matters.
Especially for first-time visitors, checking these points helps avoid trouble.
✅ Check the rate board and take a photo before exchanging
Taking a photo of the rate board (outside or inside the shop) is helpful. It prevents any “that’s not what we agreed on” situations later.
Rates are often updated twice a day, in the morning and in the evening.
✅ Count the cash together at the counter
Always watch and count the cash together at the counter.If you’re unsure, count the bills yourself as well.
✅Ask for a receipt
Reputable money changers usually provide a receipt.
It helps you confirm the rate and amount, so keeping it is a good idea.
✅ If you feel rushed, it’s okay to walk away
If the staff seems careless or tries to rush you, it’s okay to walk away.
Summary
Exchanging money in Bali may feel stressful at first, but with these tips, it can be safe and smooth.
Airport exchange counters are convenient for immediate use, but the rates are slightly higher.
In town, choosing reliable money changers like BMC or Central Kuta offers much better rates.
Always double-check the amount and don’t forget to ask for a receipt.
If something feels off, don’t hesitate to say “No, thank you.”
You are the one who protects your money.
YUKIOnce money worries are sorted, all that’s left is to enjoy your trip.
BMC両替所詳細情報
| Address | Jl. Raya Seminyak No.16 A, Seminyak |
| Map | Google Map |
| Bussiness Hours | 7：00〜23：00 |
| Memo | You only need cash. A passport is not required. |
セントラルクタ両替所詳細情報
| Address | Jl. Sunset Road No.168, Seminyak |
| Map | Google Map |
| Bussiness Hours | 8：00〜1：30 |
| Memo | You only need cash. A passport is not required. |
Check out these articles before your trip:
・Indonesian Rupiah: A Practical Guide
・Bali Travel Preparation Checklist
YUKIBe sure to take a look!
＼バリ島でもスマホがサクサク使える！／
【グローバルWiFi】なら空港受け取り＆カンタン接続で安心✨
